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CreditXpert What-If Simulator™

Effective and user friendly, the CreditXpert What-if Simulator gives you the information you need to make good decisions about your credit. This simulator allows you to see what is likely to happen to your credit score before you take action. You can simulate a series of actions or scenarios to see how those changes will affect your credit score. You will have 30 days from the date you request your credit report to use the What-if Simulator™ at a price of $5 per bureau (Equifax, Experian or TransUnion). During that 30 day period you may run unlimited simulations or scenarios that will help you identify how you may change or increase your credit score. CreditXpert What-If Simulator™ lets you see what is most likely to occur before you take action. Use the simulator's analytical capabilities instead of relying on speculation, intuition, or just plain luck.

Once you order your credit report and CreditXpert™ score from our site, this product will be available to you. You must order your credit report in order to use this product. To get your credit report and CreditXpert™ score CLICK HERE.

To see an example of the CreditXpert What-If Simulator™ CLICK HERE.

Download the CreditXpert What-If Simulator™ Fact Sheet CLICK HERE. (PDF File)


Please note: The CreditXpert What-if Simulator™ is a simulation tool and does not change any information contained in your credit report or credit score.

Simulations Include:

Scenarios Include:

Pay off an account
Pay down a balance
Pay a collection
Delete an account
Delete or change derogatory history
Add a new account
Close an account
Change the current or previous status of an account
Bring a past due account current
Pay existing accounts on time for XX number of months
Declare bankruptcy
Max out your credit cards
Get approved for a new credit card
Get approved for a new loan
Consolidate debt
Miss payments for XX amount of time
Refinance
Spread out revolving debt
Make extra payments on your accounts
Charge more on their existing accounts
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